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How much equity do I have?

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How much equity do I have?

Get an idea of the equity you (and any other joint mortgage holders)
have in your property with this easy to use calculator.

If all or part of your mortgage is repayable on an Interest Only basis, please bear in mind that this calculator does not factor for the repayment of your capital.

Value of your home (estimate)

This is the amount of money you might expect to sell your home for if it was on the market today.

You can find example estimates from your free Hometrack Property Valuation report and your House Price Index (HPI) estimate by logging into Manage my mortgage.

Lower estimate

This is the amount of money you might expect to sell your home for if it was on the market today.

You can find example estimates from your free Hometrack Property Valuation report and your House Price Index (HPI) estimate by logging into Manage my mortgage.

Higher estimate

This is the amount of money you might expect to sell your home for if it was on the market today.

You can find example estimates from your free Hometrack Property Valuation report and your House Price Index (HPI) estimate by logging into Manage my mortgage.

Mortgage balance left to pay

This is the amount of money you owe on your mortgage, which you can find by logging into Manage my Mortgage. The outstanding balance displayed in Manage my Mortgage includes any additional mortgage borrowing you have taken with NatWest.

Other secured borrowing

This is the total of any other loans you have that are secured against your home. Remember that the balance displayed in Manage My Mortgage already includes any additional borrowing that you have with NatWest.
Based on the information you provided, the equity in your property may be:

£424,600 - £474,600

What are my options?

Based on the information you provided, your outstanding borrowing may be more than what your property is worth. This is called 'negative equity'.

Remember, this is based on an estimate of your property value that you have input and does not predict or guarantee what your home will be sold for. We recommend that you seek independent professional advice regarding property valuations and surveys. If you are thinking about selling your home or want to find out more about your options please get in touch.